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Finance

Personal Budgeting That Sticks

A simple budget you'll actually keep, plus an emergency fund and a debt plan.

72 learners

Created by Ben Adeyemi · Updated October 22, 2026

  • Beginner
  • 41 min total
  • 9 lessons
  • Self-paced

What you’ll learn

  • Track income and spending without obsessing over every rupee
  • Build a monthly budget using simple categories
  • Start and grow an emergency fund
  • Choose a debt repayment strategy that fits you

Course content

3 sections · 9 lessons · 41 min

Know your numbers3 lessons · 14 min
  • Three months of spending in one hourVideo · 12 min
  • Income and fixed costsReading · 1 min
  • Keep categories simpleReading · 1 min
Plan the month3 lessons · 16 min
  • Building your budgetVideo · 14 min
  • Pay yourself firstReading · 1 min
  • The emergency fundReading · 1 min
Debt and staying on track3 lessons · 11 min
  • Avalanche or snowball?Video · 9 min
  • Paying off debtReading · 1 min
  • The monthly check-inReading · 1 min

Requirements

  • Access to your recent bank statements
  • A spreadsheet or budgeting app

Description

Budgets fail when they're too strict or too complicated. This course teaches a simple, flexible method: know your numbers, decide where money goes before the month starts, and automate the rest. You'll build your own budget, start an emergency fund and make a plan for any debt. This course is educational and isn't individual financial advice.

Instructor

Ben Adeyemi

Personal finance educator

  • 4.5 instructor rating
  • 46 reviews
  • 109 learners
  • 2 courses

I teach personal finance in plain language: budgeting, saving and long-term investing, without hype or jargon. My courses are educational and not individual financial advice.

4.5 course rating · 22 reviews

5 ★59%
4 ★32%
3 ★9%
2 ★0%
1 ★0%
  • Sam Kapoor · Oct 22, 2026

    Clear explanations and practical examples throughout.

  • Meera Tanaka · Oct 22, 2026

    The instructor explains things really clearly.

  • Leila Banerjee · Oct 22, 2026

    Helpful content. Would love a follow-up course.

  • Noah Haddad · Oct 22, 2026

    Clear and friendly teaching style.

  • Rohan Menon · Oct 22, 2026

    Loved the reading notes, easy to come back to later.

  • Rahul Okeke · Oct 22, 2026

    Clear explanations and practical examples throughout.

  • Nisha Pillai · Oct 22, 2026

    Short lessons that fit around work. Finished it in a week.

  • Emma Martin · Oct 22, 2026

    Practical from the very first lesson.

  • Mateo Novak · Oct 22, 2026

    Solid fundamentals, well paced.

  • Ishaan Wang · Oct 22, 2026

    Much better than the free videos I tried before.

  • Marco Gupta · Oct 22, 2026

    Useful and to the point. I'd recommend it to colleagues.

  • Wei Dubois · Oct 22, 2026

    Decent introduction, but I already knew most of it.

  • Hannah Nair · Oct 22, 2026

    One of the best short courses I've taken.

  • Omar Silva · Oct 22, 2026

    Solid fundamentals, well paced.

  • Alex Ahmed · Oct 22, 2026

    Decent introduction, but I already knew most of it.

  • Isha Garcia · Oct 22, 2026

    The instructor explains things really clearly.

  • Ayesha Joshi · Oct 22, 2026

    Helpful content. Would love a follow-up course.

  • Karan Hassan · Oct 22, 2026

    The instructor explains things really clearly.

  • Adaeze Chen · Oct 22, 2026

    The avalanche vs snowball explanation helped me finally pick one.

  • Siddharth Müller · Oct 22, 2026

    Built my emergency fund in eight months following this.

  • Zara Reddy · Oct 22, 2026

    First budget I've kept for more than two months. The simple categories are key.

  • Pablo Murphy · Oct 22, 2026

    Clear and non-judgmental. Great for beginners.

Personal Budgeting That Sticks · Creator Center